Cement Mixer Truckers Insurance Motor Truck Cargo

JDW Trucking Insurance offers the right coverage at the affordable premiums for owner operator with 1 to 4 power units. We can shop and compare for you. We do the leg work. You keep driving.

• Primary Liability
• General Liability
• Motor Truck Cargo
• Physcial Damage
• Bobtailing
• Excess Liability
• Federal and State Filings
• We offer coverages in any combination you require

We realize when you get an opportunity to pick up a load or form a relationship with a new client. In many cases your new client will want a certificate of insurance. We get them out fast. Request a COI Here

Being able to offer you quotes from more than one commercial truck insurance company if very important for many reasons

• It saves you money
• You get the correct insurance coverages
• We can customize your truck insurance coverages to meet your requirements and fit you budget.
• To learn more give Joe a call at 843-849-4929 or 305-240-1266

• For Hire Truckers
• Not For Hire Truckers
• 100 Mile Radius Truckers
• 300 Mile Radius Truckers
• 500 Mile Radius Truckers
• Unlimited Mile Radius Truckers
• Long Haul Trucking Operations
• Intermediate Trucking Operations
• Specialty Classes Select Commercial Auto Fleets For Hire Truckers Not For Hire Truckers 100 Mile Radius Truckers 300 Mile Radius Truckers 500 Mile Radius Truckers Unlimited Mile Radius Truckers Long Haul Trucking Operations Intermediate Trucking Operations Local Trucking Operations
• Bobtail
• Non-Trucking
• Grain Haulers
• Agricultural Products (Grains, Produce, General Farm Freight)
• Farm Equipment
• Farm Vehicles
• Fertilizer (Bagged, Bulk, Liquid)
• Horse Haulers
• Livestock Haulers
• Milk Haulers
• Lumber Haulers
• Logging Trucks
• LPG Haulers
• Lumber Yards
• Wood Chip Delivery
• Produce Haulers
• Pulp Wood
• Dirt, Rock, Sand, Or Gravel
• General Aggregate Products
• Hay Haulers
• Asphalt And Paving
• Cement Or Ready Mix
• Contaminated Dirt Or Dirty Dirt
• Contractors’ Equipment
• Construction Equipment
• Heavy Equipment
• Machinery
• Heavy Haul
• Building Supplies
• Pre-Fabricated Buildings
• Pre-Fabricated Concrete
• Ready Mix Operations
• Pallet Haulers
• Pipe Haulers
• Food Delivery
• Wholesale Food Distribution
• Dry Food Products
• Refrigerated Products
• Dry Freight
• Milk Haulers
• Liquid Food Products
• Seafood Delivery
• Crude Oil Haulers
• Water Haulers (Including Fracking)
• Contaminated Dirt Or Dirty Dirt
• Diesel Fuel Hauler
• Gasoline Hauler
• Chemical Haulers
• Jet Fuel Haulers
• Coal Haulers
• Butane Hauler
• Propane Hauler
• Fertilizer (Bagged, Bulk, Liquid)
• Fracking Liquids
• Hazardous Waste Haulers
• Home Heating Oil
• Fuel Haulers
• Garbage Haulers
• Waste Oil
• Waste Disposal
• Tank Trucks
• Recycled Grease Or Oil
• Recyclables
• Oil Filled Equipment Haulers
• Scrap Metal
• Lab Waste Haulers
• Medical Waste Haulers
• Bio Hazard Haulers
• Medical Equipment Haulers
• Pharmaceuticals
• Auto Transport
• Auto Parts Haulers
• Boats
• Car Carriers
• Motorcycles, Mopeds, Scooter Haulers
• Mobile Home Totter
• Container Haulers
• Containerized Freight
• Dump Truck Operations
• Explosive Hauler
• Furniture Delivery
• Household Goods Movers
• Hazardous Goods
• House Movers
• Bulk Liquid Haulers
• Metal Dealers
• Metal Transporters
• Mining Equipment
• Office Equipment Haulers
• Paper Products
• Retail Delivery
• Steel Haulers
• UIIA Hauler
• Wholesale Delivery

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These are samples of the many different options JDW Truck Insurance can offer.

We have many markets to place physical damage and/or motor truck cargo coverage depending on the size of the risk. It is a good idea to have your liability and cargo with the same company if possible. Even if it cost you a little more. The reason is you do not wish to be in middle of two big insurance companies fighting over who should pay a claim. Markets include:

• Tokio
• Great American
• Seneca
• Lexington
• Adriatic
• Lloyds
• Great Lakes
• Starr Insurance
• Allianz
• Everest
• IAT mtc/pd business
• Berkshire
• Some of our AL markets will consider mono line ancillary coverages

JDW Truck Insurance has programs to meet you fleet size. No matter the size of your fleet. We can and will shop and compare from many different commercial truck insurance companies to help you meet your commercial truck requirements at affordable rates. Programs

• 4 Powers Units
• 5 to 10 Power Units
• 11 to 50 Power Units
• 51 to 100 Power Units
• 100+ Power Units

We has specialized programs based upon your fleet size.

Maintaining relationships and knowing the appetite is a must to know. Commercial truck insurance companies can and will change their coverage options. But we also keep in mind we work for our clients.

AIG – requires 3 years in business, must have MC #.  Risk with 5 or more units, all states except HI, MA, NY, FL.  AIG requires their specific application to clear accounts with 5-10 power units, 11 plus units they will accept any application.

American Inter-fidelity – 10+ units, requires minimum 3 years in business and need both the Auto Liability and Physical Damage.  Available in the following states: GA, IL, IN, MO, NC, OR, PA, SC, TN, TX

• AIFE applies a small deductible to the AL and PD
• Monthly reporting options used
• They will write mono-line PD

Chubb (Ace) –

• Trucking -requires 20 – 100 units; 500 mile radius; General freight trucking – not available in FL/ Gulf coast states and the Northeast
• Haz Mat program requires 10 units

NEW – They are looking to write risks with 30+ units that are “tough to place” risks with a higher price point.  May Consider down to low 20 power unit count for the right risk!!  

NICO offers a wide of commercial truck insurance. From one to 100s.

Prime will qoute and bind many different types of commercial truck insurance policies. Even those most will not.

IAT is well diversified. And offers many options

We have many markets to place physical damage and/or motor truck cargo coverage depending on the size of the risk. Markets include:

• Tokio – MTC program for 1-10 unit risks; we can submit 11+ unit risks
• Great American – mtc only – focus 1-5 power units
• Seneca – mtc and/or pd (minimum $2500 deductible used; 10k minimum premium; needs to be in business at least two years)
• Lexington – mtc/pd ( prefer mtc; 10-15k minimum premiums; $2500 minimum ded used; in business 3 years)
• Adriatic – mtc/pd – 1 unit+
• Lloyds – mtc/pd – multiple options
• Great Lakes – mtc/pd
• Starr Insurance – mtc – (25k minimum premium)
• Allianz – mtc/pd – (prefer 50k premium+
• Everest – mtc (25 unit minimum; in business 3+ years)
• IAT mtc/pd business – minimum premium around $15,000
• Berkshire – No Min
• Progressive - No Min
• Some of our AL markets will consider mono line ancillary coverages

Northland offer a wide range of coverage options.

National General offer good rates. And should be shoppped. Close MVR inspections.

• Workers Compensation provides coverage in case of accidents and injures sustained by your hired employees truck drivers.
• If you W2 your drivers and employess you need worker compensation insurance
• Covers employees, like company drivers and warehouse workers
• Required by law in many states
• Cost more than Occupational Accident Insurance
• Benefits are fixed by law and usually statutory

• Occupational Accident is similar to workers compensation insurance but is used for 1099 drivers and employees.
• For example owner operators.
• Less expensive than workers compensation
• Not required by law
• Limits set by insuring company

Contingent Liability Insurance Your Contingent Liability Insurance is designed to add a layer of protection on top of Occupational Accident Insurance. For example if you have a 1099 employee who has occupation accident insurance and they get hurt on the job. Their attorney may try to prove they are not an independent contractor.

• Their lawyer may try to prove the independent contractor is actually an employee and try to attach the claim to your workers compensation policy.
• If you do not have a workers compensation policy. Their attoney may try to go after your company pocket book.

Contingent Liability Insurance can offer:

• Legal defense
• Employers' liabiity reimebursment benefits
• Worker's compensation reimbursement benefits

What is a 1099 or Independent Contractor

• Drives for other motor carriers
• Uses his own truck, tools, and equipment
• Hires and pays assistants
• Sets his own work schedule
• Makes profits or suffer losses
• Has a registered business license

 

Class Codes and Description 7228 Short Haul Trucking. This class is used for local haulers who transport general merchandise less than 200 miles from their business location or residence. This code also applies to sand and gravel haulers, towing companies, as well as dump truck operators.
7229 Long Haul Trucking. This classification applies to operators than haul general merchandise greater than 200 miles from their principal location. May inlcude automobile hauling
7231 Mail and Package Deliver and Courier Services. The applicable code for companies that deliver and/or pick up non-owneed packages and messages on a local basis.
7230 Trucking- Package and Parcel Delivlery. This class is utilized for trucking companies that deliver merchandise from retail stores to customers.
7380 Commercial Drivers, Chauffers, and Messengers. This class is intendeded for drivers who are not employed by a public transportation service and do not better fit another class code. This may include delivery by bicycle.
7232 Contract Trucking- U.S. Postal Serevice. Applies to mail, parcel, and package delivery under contract with the U.S. Postal Service