Texas commercial truck insurance quotes. Owner operators, small fleet truck insurance. Long haul, owner operators, fleets, hazmat, UIIA. Contact JDW Trucker Insurance for commercial truck insurance quotes..
JDW KNOWS COMMERCIAL TRUCK INSURANCE in TEXAS
JDW Truck Insurance specializes in commercial truck insurance in Texas. We help trucking operations in Texas find the correct coverages so your commercial truck insurance Texas will respond when and if needed. JDW Truck Insurance has a large network of trucking insurance companies in Texas we can request quotes from to help you improve your bottom line while not sacrificing your coverages.
To get your free no obligation Commercial Truck Insurance Quotes Texas. Contact JDW Truckers Insurance.
Primary liability
Cargo
Physical damage
Reefer
UIIA
Hazmat
Interstate
Owner operators
Fleet owners commercial truck insurance
Small fleet truck insurance
New Authority
High risk
Rapid growth
Excess
Text or Call JDW for Q&A plus quotes
843-849-4929 (plz do not text and drive)
JDW Truckers Insurance is an independent insurance agency dedicated solely to commercial truck insurance. We have a large network of commercial truck insurance companies in South Carolina to request commercial truck insurance quotes on the behalf of our clients. Our clients come first not the insurance companies.
Our small fleet truck insurance is for operations with 3 to 50 power units.
Small Fleet Truck Insurance Quotes
JDW Truckers Insurance and their commercial truck insurance companies who write small fleet truck insurance look to partner with safety minded trucking companies. And trucking companies who have become more safety oriented or are looking to improve their safety scores. Small fleet truck insurance can be broken down into main categories. 1) The number of years you have had insurance in place and 2) The number of power units. Our small fleet truck insurance levels are:
Reporting options such as scheduled, gross revenue and mileage will be determined by years in business and your number of power units. Our commercial truck insurance carriers all have high AM Best Ratings. Because they have a high am best rating does not mean they charge more for your policy. In many cases it can be the opposite. The am best rating shows the financial stability of an insurance carrier. If an insurance carrier with a low am best rating goes under. There is a good chance you might be left holding the bag. And reasons to get insured with an insurance carrier with a high am best rating is customer service and how they fast they can process claims to get you back on the road. Our Process for requesting Small Fleet Truck Insurance Quotes is simple
This is a straight forward process.
You send us a little information and we do the rest.
We will review your information and let you know quickly if we have markets to help you.
You will be working one on one with one agent - Joe
If your DOT # is registered in one this states: Florida – South Carolina – Texas - Tennessee – Indiana – Mississippi – North Carolina – Alabama – Nevada – Missouri – Virginia – Georgia – Pennsylvania – Illinois – Ohio – Arkansas We can help you find the best small truck fleet insurance price. If you have questions about our capabilities for your small fleet truck insurance. We welcome them. Please text or call Joe at 843-849-4929 (please do not text and drive).
Navigating owner operator truck insurance can be time consuming and sometimes even overwhelming. At JDW Truckers Insurance we specialize owner operators commercial truck insurance. We can help you find the best commercial truck insurance rates for your trucking insurance needs - We have are large network of the top rated commercial truck insurance companies who very competitive rates for owner operators truck insurance. Work with a commercial truck insurance agency that knows trucking insurance at JDW that is offer we offer is truck insurance. And we put the needs our clients first. We offer free quotes with no obligation to buy owner operators truck insurance quotes if you DOT is setup in one of these states these states: Florida - South Carolina - Texas - Tennessee - Indiana - Mississippi - North Carolina - Alabama - Nevada - Missouri - Virginia - Georgia - Pennsylvania - Illinois - Ohio - Arkansas JDW Truckers Insurance offers quotes for - General freight, dry van, flatbed, reefer, UIIA with many more options for your truck insurance needs. Does you agent know about the coverages your need? Primary liability Motor truck cargo Physical damage Non-owned trailer vs Trailer interchange General liability is not the same as primary liability Excess liability Free 24/7 COI Text or Call Joe for straight answers 843-849-4929 (please do not text and drive)
Searching for new authority truck insurance can quickly turn into a difficult task trying to find the best commercial truck insurance for your new authority. Which commercial truck insurance agency do you want to work with? Our suggestion is talk to a few different trucking agent. Try to work with one that only offer commercial truck insurance. It is no advisable to work with an agent who sell other types of insurance polices for new authorities. The reason is a agent is offering other types of insurance such as home and auto. They may not be fully focuses on trucking insurance. All we offer at JDW Truckers Insurance is commercial truck insurance. Our agent are well trained and will answer your question with straight forward answers. Trucking insurance is a long term play. You want to make sure you setup your trucking correctly from day one. Running your trucking company the right way will save you money in your new authority truck insurance. Does you agent know about the coverages your need?
We can get you many different quotes from our large network of the top rated commercial truck insurance companies. When you buy your new authority truck insurance. You want to work with an agent who you can get in touch with, who can give you straight answers and who get you a COI very quickly so you do not miss loads for the lack of not being able to get in touch with your agent to get a COI. We give our clients free 24/7 COIs. Contact us today for Q&A. Text or call Joe at 843-849-4929.
Your primary liability will be the major cost for your trucking insurance policy. Although the FMCAS can only require $750,000 in most cases shippers will require $1,000,000 in primary liability insurance coverage before they will allow you to pick up loads.
Primary liability insurance covers damages to third parties for bodily injury and physical damage to others property in the event of an accident.
Medical Pay
In most cases this is a low cost add on to your primary liability insurance to cover medical expenses.
PIP – Personal Injury Protection
Some states require this coverage and, in many cases, can reduce the need for Medical Pay.
Personal injury protection (PIP), also known as no-fault insurance, covers medical expenses and lost wages of you and your passengers if you’re injured in an accident. PIP coverage protects you regardless of who is at fault.
Uninsured Motorist
If you’re hit by a driver with no insurance…
Uninsured motorist bodily injury (UMBI) may pay medical bills for both you and your passengers.
Uninsured motorist property damage (UMPD) may pay for damage to your vehicle.
Underinsured Motorist
If you’re hit by a driver with not enough insurance…
Underinsured motorist bodily injury (UIMBI) may pay medical bills for both you and your passengers.
Underinsured motorist property damage (UIMPD) may pay for damage to your vehicle.
MTC or Cargo insurance provides insurance on the freight or commodity hauled by a for-hire trucker. It covers your liability for cargo that is lost or damaged due to causes like fire, collision or striking of a load.
If your load is accidentally dumped on a roadway or waterway, some cargo forms offer Removal Expenses coverage pays for removing debris or extracting pollutants caused by the debris. And can also pay for costs related to preventing further loss to damaged cargo through Sue and Labor Coverage and legal expenses in the defense or settlement of claims. Another option is Earned Freight Coverage to cover freight charges the customer loses because of an undelivered load.
Cargo insurance deductibles can be set at $1,000, $2,500, $5,00 or even higher if you are self-insured.
Cargo coverage limits are normally set at $100,00 but some shippers may have higher requirements depending on the cargo you are hauling.
Cargo policies can have exclusions stating what cargo it will or will not cover.
Physical damage insurance coverages are designed to pay for losses to your equipment and damages to others equipment. (Others equipment must be listed on your policy).
If you own or lease equipment. You may be required to have PD by bank or leasing company to carry a set amount of physical damage insurance and name them as a Loss Payee.
PD can also cover damage to others equipment you are in possession of if the coverage is listed on your policy. An example would be non-owned trailer insurance coverage.
Deductibles for physical damage range from $1,000 to $5,000.
Required deductibles. If you have a loan on your equipment or it is leased. They bank or leasing company may have a minimum deductible you can have on your physical damage policy.
Similar to primary liability. General liability offers coverages to pay for physical damage to other and/or bodily injury to others. BUT there is a difference between the two.
For example, if you are loading or unloading and you cause injury to someone or their property this is when the general liability policy would respond.
The actions of a driver while representing the insured and on the premises of others, such as loading docks and truck stops
General Liability is normally offered $1,000,00 per occurrence and $2,000,00 aggregate. What does this mean?
It the insurance company will pay up to $1,000,000 for any one claim and no more than $2,000,000 per year for the total of all claims.
General liability can be required by shippers and other companies such as the UIIA and flatbed operations.
If there is any chance you might be involved in loading or unloading. General Liability is relatively inexpensive and is an advised coverage.
Deductibles for either can range from $1,000 to $5,000.
Coverage limits for either can range from $25,000 and up depending on the requirements of the company and/or shipper freight you are hauling for.
The difference between Non-Owned Trailer coverage and Trail Interchange coverage
Non-owned trailer insurance covers physical damage to the trailer only when attached to a truck. And no written agreement is place.
Trailer Interchange requires a written trailer interchange agreement to be in place. It can provide protection when you have care, custody and control of one, or many, trailers. Whether the trailer is attached to your truck or not.
The excess liability policy sits on top of your primary liability policy.
For example, if you have $1,000,000 in primary lability coverage and you have a claim which exceeds the policy limit of $1,000,000. In most cases that is all the insurance carriers will try to pay out for a claim.
Excess policy coverage starts at $1,000,000 and goe up.
So, let’s say you say you purchased a $1,000,000 excess policy. Now if you have a claim that is $1,500,000. Your primary would pay the first $1,000,000 and your excess would pay the remaining.
Never miss a load for lack of not being able to get a COI fast. Our self-serve COI application can be used 24/7. And it is free. Create as many certificates of insurance (COI) as you need and when you need one. No waiting on your agent. But keep in mind we are happy to help you with your COI when you need it.
JDW has a large network of commercial truck insurance companies to shop and compare quotes from for our clients. We are always updating our carriers list because they may make changes to their appetite of who, what and where they like to insure. Knowing of any changes can be vital to the success of our clients. We work with both admitted carriers and non-admitted carriers. Here is a sample list of our commercial truck insurance.
Where you finance your commercial truck insurance policy can be just as important as where you purchase your commercial truck insurance policy. We request finance quotes from several different financial institutions to help you save money on your financing fees. JDW also have carriers who offer direct bill which means no financing fees. This option alone could save you thousands of dollars.
JDW Truckers Insurance offers commercial truck insurance quotes. Here is an overview of the trucking operations we can offer free commercial truck insurance quotes. Truck Insurance
Fleet Owners Truck Insurance – Fleet discount pricing can start as low as 3 trucks. Semi truck insurance, box truck insurance, dump truck insurance.
JDW has many options for your deductibles. $1,000, $2500, $5,000 and Diminishing
JDW Truckers Insurance will shop and compare from our large network of commercial truck insurance companies to help you find the best commercial truck insurance rates with the coverages you want and need.
This is no charge for requesting quotes and you are not obligated to purchase your policy from us. When we request quotes from the underwriters. We do it by the numbers. JDW maintains a close relationship with our underwriters. And when they see one of our applications. They know is correct and our applications do not get pushed to the bottom of the pile.
Time is Money and JDW Strives to Save our Clients Both
Shopping for commercial truck insurance quotes can be time consuming and sometimes stressful. We take a straightforward approach and, in many cases, can give our clients a quick answer if we can help our clients or not. If you have questions about our capabilities. If you want a quick answer if we can offer you quotes and you do not want to start with our quote request form. Then give us a call or send us a text message (please do not text and drive). Text or Call Joe at 843-849-4929
