Commercial Truck Insurance

Reefer Breakdown Insurance: Essential for Commercial Trucking

In commercial trucking, reefer breakdown insurance is crucial for protecting temperature-sensitive cargo. This insurance covers losses due to refrigeration unit failure, ensuring the integrity of perishable goods like food, pharmaceuticals, and flowers. Coverage options include cargo spoilage, repair costs, and liability. Adhering to FMCSA requirements, trucking companies must maintain liability coverage for accident-related expenses. By investing in reefer breakdown insurance, businesses safeguard their operations and comply with regulations, providing peace of mind and financial security in the event of unexpected refrigeration issues.

Coverage options included with the reefer breakdown endorsement.

• Auto liability (your primary liability).- $1,000,000
• Cargo – $100,000 to $250,000 (higher limits upon request).
• Physical damage – Protect your owned, finance or leased equipment.
• General liability – $1,000,000 / $2,000,000 aggerate.

We offer quotes for:

• Owner-operators truck insurance
• Small fleet truck insurance
• New authority truck insurance

Financing. We offer several different financing options. We have one plan that does not charge financing fees, which helps you lower your monthly payments and reduce out-of-pocket expenses.

Commercial Truck Insurance

Owner-Operators Truck Insurance: Tailored Protection for Commercial Trucking

Owner-operators truck insurance is crucial for independent commercial truckers. It offers comprehensive coverage, including liability, physical damage, and cargo insurance. This insurance is tailored to meet FMCSA requirements, ensuring owner-operators comply with mandatory liability coverage for accident-related expenses. Coverage options extend to various cargo types, from general merchandise to specialized freight. By investing in owner-operators truck insurance, independent truckers secure their livelihood, protect their assets, and maintain compliance with industry regulations, ensuring smooth operations and financial security in the competitive commercial trucking sector.

Coverage options:

• Auto liability (your primary liability).- $1,000,000
• Cargo – $100,000 to $250,000 (higher limits upon request).
• Physical damage – Protect your owned, finance or leased equipment.
• General liability – $1,000,000 / $2,000,000 aggerate.
• Non-owned trailer insurance.
• Trailer interchange.

Financing. We offer several different financing options. We have one plan that does not charge financing fees, which helps you lower your monthly payments and reduce out-of-pocket expenses.

New Authority Truck Insurance: Protecting Start-Up Commercial Trucking Ventures

For new entrants in the commercial trucking industry, obtaining new authority truck insurance is crucial. This insurance provides essential coverage options, including liability, physical damage, and cargo insurance, tailored for start-up trucking operations. It meets FMCSA requirements, ensuring compliance with mandatory liability coverage for accident-related expenses. New authority truck insurance typically covers a wide range of cargo, from general merchandise to specialized freight. By securing this insurance, new trucking companies protect their fledgling operations, ensure regulatory compliance, and build a solid foundation for a successful and secure future in the commercial trucking sector.

Coverage options:

• Auto liability (your primary liability).- $1,000,000
• Cargo – $100,000 to $250,000 (higher limits upon request).
• Physical damage – Protect your owned, finance or leased equipment.
• General liability – $1,000,000 / $2,000,000 aggerate.
• Non-owned trailer insurance.
• Trailer interchange.

Financing. We offer several different financing options. We have one plan that does not charge financing fees, which helps you lower your monthly payments and reduce out-of-pocket expenses.

Small Fleet Truck Insurance: Essential Coverage for Commercial Trucking

For small fleet operators in commercial trucking, comprehensive insurance is vital. Small fleet truck insurance offers a range of coverage options, including liability, physical damage, and cargo insurance, tailored to the unique needs of smaller operations. Adhering to FMCSA requirements, this insurance ensures compliance with mandatory liability coverage for accident-related costs. It typically covers various types of cargo, from general merchandise to specialized equipment. By securing small fleet truck insurance, operators protect their assets, ensure regulatory compliance, and safeguard their business against unforeseen events, maintaining smooth and secure operations in the competitive trucking industry.

Coverage options:

• Auto liability (your primary liability).- $1,000,000
• Cargo – $100,000 to $250,000 (higher limits upon request).
• Physical damage – Protect your owned, finance or leased equipment.
• General liability – $1,000,000 / $2,000,000 aggerate.
• Non-owned trailer insurance.
• Trailer interchange.

Financing. We offer several different financing options. We have one plan that does not charge financing fees, which helps you lower your monthly payments and reduce out-of-pocket expenses.

Agricultural Haulers Truck Insurance: Tailored Protection for Farm Goods Transportation

Agricultural haulers truck insurance is specifically designed for commercial trucking businesses involved in transporting farm products. This insurance provides coverage options including liability, physical damage, and cargo insurance, catering to the unique needs of agricultural haulers. It complies with FMCSA requirements, ensuring coverage for accident-related liabilities. The insurance typically covers cargo like grains, fruits, vegetables, and livestock, safeguarding against damages and losses during transit. By investing in agricultural haulers truck insurance, trucking companies ensure the safe and compliant transport of agricultural goods, protecting their operations and the vital farm products they carry.

Coverage options:

• Auto liability (your primary liability).- $1,000,000
• Cargo – $100,000 to $250,000 (higher limits upon request).
• Physical damage – Protect your owned, finance or leased equipment.
• General liability – $1,000,000 / $2,000,000 aggerate.
• Non-owned trailer insurance.
• Trailer interchange.

Financing. We offer several different financing options. We have one plan that does not charge financing fees, which helps you lower your monthly payments and reduce out-of-pocket expenses.

Telematics Truck Insurance: Leveraging Technology for Commercial Trucking

Telematics truck insurance is revolutionizing commercial trucking by integrating technology for enhanced safety and efficiency. This insurance offers coverage options like liability, physical damage, and cargo insurance, tailored to the modern needs of trucking businesses. Complying with FMCSA requirements, it ensures coverage for accident-related liabilities. Telematics insurance typically covers a wide range of cargo, from general merchandise to specialized freight. By incorporating telematics data, trucking companies can improve driver behavior, reduce risks, and potentially lower insurance premiums, making telematics truck insurance a smart choice for businesses seeking to embrace technology and optimize their operations.

Coverage options:

• Auto liability (your primary liability).- $1,000,000
• Cargo – $100,000 to $250,000 (higher limits upon request).
• Physical damage – Protect your owned, finance or leased equipment.
• General liability – $1,000,000 / $2,000,000 aggerate.
• Non-owned trailer insurance.
• Trailer interchange.

We offer our telematics insurance program is for fleet with 10+  power units and drivers in  AL – GA – NC – SC – PA – TN – TX

Dump Truck Insurance: Essential Coverage for Commercial Trucking

Dump truck insurance is crucial for commercial trucking businesses operating in construction, mining, and similar industries. This insurance offers coverage options such as liability, physical damage, and cargo insurance, tailored to the specific risks associated with dump truck operations. It meets FMCSA requirements, ensuring compliance with mandatory liability coverage for accident-related expenses. Dump truck insurance typically covers materials like sand, gravel, and debris, protecting against damages and losses during transport. By securing dump truck insurance, businesses safeguard their operations, ensure regulatory compliance, and protect their cargo, ensuring smooth and secure operations in the demanding trucking industry.

Coverage options:

• Auto liability (your primary liability).- $1,000,000
• Cargo – $100,000 to $250,000 (higher limits upon request).
• Physical damage – Protect your owned, finance or leased equipment.
• General liability – $1,000,000 / $2,000,000 aggerate.
• Non-owned trailer insurance.
• Trailer interchange.

We offer quotes for:

– Owner-operators truck insurance

– Small fleet truck insurance

– New authority truck insurance

Financing. We offer several different financing options. We have one plan that does not charge financing fees, which helps you lower your monthly payments and reduce out-of-pocket expenses.

Commercial Truck Insurance